Life insurance
that fits.
I shop 10 carriers to find coverage that fits your health, budget, and situation. Free consultation. No obligation.
Spencer Hanson
Independent Life Insurance Broker
Why it matters
Coverage that's right for you.
Priced to match.
Americans have no life insurance at all
Of families would struggle financially within 6 months
Average term policy for a healthy 30-year-old
Cost to compare quotes with an independent broker
How it works
Simple. Clear.
No pressure.
We talk.
A 15-minute conversation about your life and what you're trying to protect. No script. I ask what's going on so I'm not pulling from a generic template.
I shop.
I compare rates across the carriers that fit your profile. You get real options from multiple companies, not a push in one direction.
You choose.
I walk you through what each option means: premiums, how long coverage lasts, what gets paid out and when. You pick what makes sense, or you don't. Up to you.
Why independent
I work for you.
Not a carrier.
Captive agents have one company's products to sell. I have access to 10 carriers. That's the whole difference.
My commission comes from the carrier either way. You're not paying extra to work with me. You're just getting someone who can compare instead of pitch.
You have no idea how much coverage you need
You have a policy you haven't looked at in years
You want a second opinion before committing
You want straight answers without the sales pitch
Why Spencer
Independent — not captive
I work across 10 carriers and tell you what I actually think fits your situation. No quota to hit, no single product to push.
Backed by Pinnacle Life Group
Solid carrier relationships. When I need to push something through or escalate underwriting, I can.
Licensed and in good standing
NPN 22179707 · me@protectedwithspencer.com · (646) 397-8510
Carrier partners
10 carriers.
One conversation.
Common questions
Straight answers.
Still have questions?
I answer every question before you sign anything. No pressure, no clock running.
Get My Free Quote(646) 397-8510One conversation.
If it doesn't go anywhere, it cost you nothing.