Life insurance
that actually
makes sense.
I'm Spencer Hanson. I help people understand their options, compare carriers, and get the right coverage — without the pressure or the runaround.
Here's the truth
Most people are either overpaying for life insurance or haven't found affordable options. Either way, they're losing.
Most people buy the first policy they're quoted, don't compare, and don't ask questions. Later, they learn they could have received twice the coverage for the same price, or discover their family isn't protected when it truly matters.
That's where I come in. As an independent broker, I work for you—not an insurance company. By comparing more than 20 carriers and assessing your needs, I assemble the right coverage at the right price. My aim: offer what's actually best for you, not just what one company wants to sell.
It really is that straightforward. Let me walk you through how I make the process easy and effective for you.
We talk
In a quick conversation, I ask the right questions, understand your situation, and determine what you truly need—not just what looks good on paper.
I do the work
I shop 20+ carriers, compare rates, and present tailored options that align with your goals, health, and budget—often uncovering policies you wouldn't find on your own. You get better choices without lifting a finger.
You decide
I lay out your options clearly—the good, the bad, and the trade-offs—so you understand exactly what each policy means for you. With no pressure or confusion, you make confident decisions knowing the options truly fit your needs.
Good fit if
This sounds like you
You have no idea how much coverage you actually need
You already have a policy but haven't looked at it in years
You want a second opinion before you commit
You're tired of confusing insurance jargon and just want straight answers
You want to protect your family without overpaying
You've been putting this off and you know it's time to deal with it
Why Spencer
Independent — not captive
Captive agents sell you what their company offers. I sell you what's actually best for you. Big difference.
Backed by Solace Financial
Deep carrier relationships. Decades of combined experience. The infrastructure to get it done right.
All 50 states
Licensed nationwide. Wherever you are, I can help. No exceptions.
Stop putting this off.
One conversation. That's all it takes to figure out where you stand. Free, no obligation, no pressure.
Talk with Spencer